Reply to What Would You Be Willing to Do to Save SS?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I think I would stop the ability to claim SS if you've never paid in.  [/quote]
Who gets SS if they don't pay in? I thought you had to have 40 quarters of earning, and the benefit is figured in your top 35 years.[/quote]

There are benefits for children and spouses.

https://www.ssa.gov/planners/retire/yourchildren.html

https://www.ssa.gov/planners/retire/yourspouse.html

[/quote]
PP. Oops. Forgot about that. [/quote]

Workers are paying for their own spouses and children. I don't see anything wrong with that.[/quote]

Can you explain to me how?  A worker with income contributes to SS.  When that person retires, he can draw on the SS that he contributed.  And if he has a minor child, that child receives a SS benefit.  And if he has a spouse that never worked, that person is also entitled to receive a SS benefit.  3 people can draw benefits from a single persons contribution.  More if there was ever a divorce with a marriage lasting over 10 years.  [/quote]

A person receives a SS retirement benefit and their minor child does too? Never heard of that.

[b]As for the spouse, she only receives a benefit if she is over 60 and the wage earner dies. Not at the same time based on the spouse's earnings but only if she has earned the required credits on her own[/b].[/quote]

I don't think so.  See the link above.  https://www.ssa.gov/planners/retire/yourspouse.html

Even if he or she has never worked under Social Security, your spouse may be able to get benefits if he or she is at least 62 years of age and you are receiving or eligible for retirement or disability benefits. He or she can also qualify for Medicare at age 65.[/quote]

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