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Reply to "Did you buy a house that stretched your budget? Was it worth it?"
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[quote=Anonymous][quote=Anonymous]OP here - thanks for the reality check guys. I think a few factors made us nervous, 1) mortgage would be 38% of net take home, which is higher than many people advise, 2) we've become used to saving at a high rate every month, 3) the downpayment would deplete our savings and it would take longer to fill up the emergency fund. [b]Also, once we move we will not be able to get by on just one salary if one of us no longer can work.[i][/i][/b] But I guess thats the case even if we buy a smaller home. Thanks for the input![/quote] This would make me nervous. Does one spouse make a lot more than the other? Do you have a lot of other expenses outside of the mortgage? [/quote]
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