Reply to Anyone else not have any credit cards & why does it hurt my FICO score?

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[quote=Anonymous][quote=Anonymous]OP here. Thanks for all of the advice. Some more helpful than others. So these autopay reward card options sound interesting. Assuming that the autopay function actually pay the entire balance every month. Like another PP, I would need to get over it psychologically. I would also need to accept feeling like part of the problem of merchants getting ripped off so I can get rewards driving prices up for everyone. But that ship seems to have sailed.

Anyone have any recommendations on good cards to get?[/quote]

We have Citi Double Cash card, which gives 2%. We also have Fidelity Amex, which also gives 2%, but that's going away since Amex lost the contract to Citi/Visa.  The only other card we have is Costco Amex, again going away due to Citi/Visa.

I believe in the end we'll have two cards, Costco Visa, and Citi Double Cash Card.

If you are an Amazon.com shopper, can be difficult if you don't have a credit card - you could buy gift cards with cash, I guess. Anyway, if you by chance is an Amazon.com shopper and is also a Prime member, their Prime credit card gives 5% cash back on Amazon.com purchases.[/quote]

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