Reply to MIL's erratic generosity making it hard to plan

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]OP back. Yes, everyone is right that this is a DH problem. At the same time it just flummoxes me that MIL is not more organized and goal oriented about what she wants to accomplish with her money. (Which if all she wanted was to keep it, would be fine with me.)

I think what I have to do is open up the 529 and start contributing myself, and every time DH proposes an extra joint expense like a vacation tell him we can't afford it. I will also have a conversation with MIL and give her the 529 information and leave it up to her if she wants to contribute. I think I also have to spell out for her what college expenses realistically are these days because she has no idea!  [/quote]

Maybe she is organized about what she wants but just doesn't feel the need to share the information. It is pretty common for older folks to not talk finances. You haven't mentioned retirement but you should be maxing that put before saving for college. From my experience, when there is family money it can easily come and go. You two have big issues. His mother's money won't be part of your marital property. You need to protect yourself. [/quote]

yep, I am maxing out like crazy. DH is not.  He basically refuses to save for any reason b/c he believes in his inheritance. [/quote]

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