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Reply to "Living on $25,000 after taxes - Young adult."
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[quote=Anonymous]Break it down even further. Have you ever done a 7- or 14- or 30- day track every penny you spend exercise? It can be enlightening. Is that budget you listed for when you're living with your sister? What about internet costs, or other utilities? What about any clothing or other requirements for your job or just because. What about an emergency fund (even $20/paycheck) since at some point you'll need car repair or your phone will break$20/paycheck, get in the habit of contributing to an IRA or other type of retirement account. Yes, it's a hard place to be. I made less than that, net, when I first graduated. You find a group house with half a dozen people, and if need be you put your head down and work two jobs. Good luck. Welcome to adulthood - it can be great, but it also sucks. [/quote]
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