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Reply to "120k in cash"
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[quote=Anonymous]We are so similar to you, OP. Big savers, low spenders, but know next to nothing about investing and finance. We followed some online advice (check out mrmoneymustache.com) and some friends' advice. We split our 100K savings, put half in Vanguard's VTSAX (easy to do, all online, extremely low fees.) For the other half we went with Schwab, talked to a financial adivsor, and opened a managed brokerage account. We add to each account similarly, but the Vanguard is a much simpler process and easier to manage at tax time (one statement vs. multiple from Schwab, arriving well into March) and after about 5 years, has earned more than the Schwab. [/quote]
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