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Money and Finances
Reply to "Help - I rack up such a high balance on my credit card every month"
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[quote=Anonymous]I'm 12:46. One more thing: have your savings be withdrawn automatically. Treat your savings account like a bill. Put at least 25% of each paycheck into savings (maybe more since you are living at home, but start here). Have it go there as soon as the money hits your account. Do not touch your savings unless it's a well thought out purchase. Like you need a new couch or your car needs a repair. Try to limit the withdrawls from savings to VERY rare occasions. Especially until you a have a better handle on your budget. Each time you get a raise, don't spend it. Increase the amount you are saving. You are already living on your old salary, continue to live on it and increase your savings.[/quote]
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