Reply to I am a DC uberX driver since 2013 and have SEEN IT ALL...so please, AMA

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]OP, you are obviously smart and capable, and you write well. Can you give a hint as to your background / day job? What have you done with all the money you've earned?[/quote]

Think along the lines of insurance/actuary for a day job, but not exactly.  As far as background, I'm college-educated, a native Virginian and lots of you transplants would consider me a "townie".

I live off what I make driving uber.  I try to live cheap and can easily pay all my monthly bills including rent with around $1,600/month.  I have not spent a paycheck earned at the day job for years now.  I fully invest my day job paycheck + any extra from uber into a taxable account at Vanguard (mostly index funds like VTSAX).   I also am able to invest about 15% of my net profit on uber into an SEP-IRA, which is tax deferred.

In regards to all this, I'm likely a rarity.  My goal is to own a home free and clear in DC/Arlington with in the next decade or so...I know it's going to take a mountain of cash to do it.  I'm know that I'm not the smartest, but I will out-hustle anyone...period.[/quote]

I admire your willingness to hustle. Have you heard the saying "Work smart, not just hard"? Is there a way you can work smarter rather than harder?[/quote]

I scored 890 on the SAT and barely graduated high school.  Getting thru college (along with finding one that'd have me) was a struggle, but I made it.  I grossed $120k last year and spent a little under $20k for the whole year.  I enjoy my life, I enjoy working hard and there is an end goal to all this.  I think I'm doing alright, plus as a bonus, I'm DC's greatest tour guide for friends and family.

And I do "work smarter, not harder" every day on uberX...it's a true challenge to be profitable doing it.  A majority of drivers make less then minimum wage when accounting for expenses and taxes.  I crush it every week.[/quote]

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