Reply to $10k/year on vacations

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[quote=Anonymous]I think it's good to consider this as separate from an annual budget, and it's a great idea.

We have an HHI of 160. We spend about 10K a year, which encompasses one European trip that combines a new place and a visit to DH's family.  His mother is too old to travel to us now, so this is something that's really non-negotiable.  We tack on somewhere new as a way to not feel we are spending all of our travel money going to the same place each year.  This also includes one trip to Florida (parents - only cost is flight) and a weekend away here or there.

Sometimes I don't understand how we do this, but we do it with relative ease.  We do have retirement savings, etc. - perhaps not what some people would consider major amounts, but still, we have savings.  I do think that we are generally not big spenders and that that helps add up a lot.  Also, we have virtually no childcare costs now that the kids are in elementary school.  DH is a teacher, so no summer camps necessary (although they do the odd one-week day camp for sports, etc.)  But no babysitter, afterschool care, etc.

I will say this.  I have never ever come back from a trip and said I wish we hadn't spent the money.  One thing that helps a great deal is paying for as much of it as possible in advance.  This summer we are going to France and England.  Airfare is paid for, as is most of the housing.  This makes it feel less expensive once we get there, and I'm less likely to cheap out while there.  I'd rather save on something at home (eat out less, less clothes, etc.) and splurge while away.

Good luck with whatever you decide to do!  Would your moms consider a cruise?  They are fun for multigenerations and you co do it from Baltimore, which would cut down on costs a lot.  Bermuda is one popular destination.

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