Reply to Allowance/spending money for 12 year old

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[quote=Anonymous]My 14 year old gets $10/week - I'm getting ready to up to $15. We do an ATM cash card, and she downloaded a checking app so she tracks her spending on her phone. Once a week, I give her the balance so she can make sure it matches her records. She also babysits and I put 80% on the cash card, the other 20 goes to saving. Honestly, she rarely even spends the $15, though she does like to to get hot chocolate at the coffee shop on the weekends when she walks around the neighborhood and she buys two songs a week from google music (her own rule). The card is nice because I never had $10 in cash to give her so always forgot to give her the allowance, so it just goes in as a regular transfer from our checking, and it is so convenient when she goes places - we never have to worry about her having cash. We'll start the same thing when her younger sibling is in 5th grade.

The money is not tied to chores, because those are just things we do to live together - picking up your clothes, helping with the dinner dishes, wiping the kids bathroom sink, etc. I will pay her for stuff that I would pay someone else to do. Like today she is going to dust the living room, move the couches and vacuum under them, and I'm giving her $20.[/quote]

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