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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Even less classy than your "leeching" cousins, OP.  [/quote]

UM NO! my leeching cousins robbed her outright and constantly fraud her. I NEVER asked for a dime from her and love her unconditionally wether she leaves me anything or not. She has spoken a few times about leaving a home of hers in my name WITHOUT me asking her but she constantly changes of who she will give what. I have a strong interest in the home and unsure if I should BUY it or if she is leaving it to me anyway then why would I buy it? I know that by the time she passes my leeching cousins will be all over everything and might even fraud me. [/quote]

Then have a frank conversation about the house.  Offer to buy it.  (Leave any discussion of your cousins out of it.)

[/quote]

Tell her you really love the house and offer to buy it.  If she's planning to leave it to you, she'll probably tell you then.  If she's not, you can buy the house.  [/quote]

This, above.

Do not mention her leaving you anything. Do not mention wills or cousins.

Just say outright that you love the house and would like to buy it, now. But only do it if you really DO plan to buy it. She might say she's going to leave it to you, but as you already know yourself, she might change her mind, and if she's susceptible to being defrauded by relatives, once your cousins hear you're interested in the house, they might just talk her into leaving it to -- or selling it now to-- one of them, so they can sell it to you themselves when she's dead.

Of course they'd get the money anyway, if she leaves you the house and your payment for it goes into her estate which they inherit.

Can you live with that? Do you love the house enough to just buy it sooner, not later, and know that the money might end up with the cousins?

If you answer yes to that question, buy the house. Don't wait for it to be left to you in a will. Buy it.

If you answer no to that question, and say you can't live with the idea of the cousins getting the money you pay for the house-- then you are in the end less interested in owning the house than you are in keeping money out of your cousins' hands, so in that case: Say nothing at all about the house, inheritance, wills or anythign else. Just visit her, gather her stories, make memories with her while you can and let that be the whole inheritance.

Do not rely on anything she says about leaving you the house. She might do it or might not. Worst case would be if she left it jointly to you and some cousins. There is no nightmare quite like owning property with other people. I've seen it tear otherwise decent relationships to pieces, as cousins fought over selling or not selling, or buying each other out, or amounts for buyouts, etc. Either buy the house yourself, outright, while she's still alive, or assume you are not getting it when she dies. Maybe she'd leave it to you wholly but you cannot trust to that.[/quote]

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