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[quote=Anonymous]
50/M here with two DDs - one is out of college and the other is a senior in college.   Maintaining the balance between saving for retirement and living life while young enough to enjoy it is the essential equation at this stage of life.  Not everyone has the ability to do either, so consider yourself fortunate if you're in a position to make these choices.

I had a couple of defining moments that have helped with my decision-making.  The first was when my wife and I were on vacation in Venice, I noticed an elderly lady in a wheelchair who was unable to navigate through narrow passages and across all of those little canal bridges.  We've been up and down hundreds of steps in cathedrals, monuments, hill towns and natural parks.  So lesson number one for me is that some places are only accessible when you're physically capable - even if you live to a ripe old age, you may not be physically able to get to them.   The other defining moment was the passing of a coworker.  I had never met anyone with a more clear plan for their retirement travels, but within weeks of her retirement, she was diagnosed with an aggressive form of cancer and then died after 6 months of intense and unpleasant treatment.  So lesson number two is that you may never get the chance to enjoy retirement as you envision it.   I'm just hoping lesson number three isn't that I spent too much money reacting to lessons one and two.      [/quote]

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