Reply to What should my 75yo self tell my 50yo self?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Hard to know, and you shouldn't live your life with regrets. Here's what I am thinking about:

- really pushing on saving for retirement now that kids are in college (we already saved for that)
- having a career plan for the next 10-15 years
- finding some new interests now that the kids are gone
- focusing on my health - exercising and losing/maintaining weight
- thinking about where I want to travel over the next few years
- thinking about when and if to downsize our primary house[/quote]

I agree on really pushing on saving for retirement but then wouldn't spending money on travel work against that goal? Everything I read about saving for retirement says that it will cost more than we might expect, just as college costs increased so greatly in the last twenty years. It would be great to travel now that the kids are out if the house, but what if my 75 year old self needs expensive ongoing medical care? Would that self tell my present self that we shouldn't have spent that $5000 on that trip to Europe because if we had kept it in investments it would have given me that little bit more peace of mind at 75?

We've saved all our lives and are getting kids through college without any loans. We will probably also pay for at least part of grad school for a couple of them, too, and have already paid out a lot for a wedding. It seems selfish or short-sighted though to ever spend anything on us. 
[/quote]

Your kids are out of the house already? Mine are still in elementary school. They won't be out of college until I'm in my mid-60s.[/quote]

Funny that on the over 50 forum people are shocked, SHOCKED at the idea of kids being out of the house! My youngest is a college sophomore and I was teen mom by DCUM standards - 35 when DC was born! [/quote]

Not pp but haha. [b]You'll be pushing late 50's yourself by the time your kiddo is out of college.[/b]  If your kid goes to grad school you may actually be in your 60's by the time he is done with school.

I had my youngest at 36, btw.  I'm really not teasing you!  But it's not like you are 42 with a college grad already - and there are people in that situation.

[/quote]

But that's my point. By the time one is over 50 it's not THAT unusual to have kids in college vs still in elementary school. A couple of my college friends (and this was a top SLAC, not a place where people went to get a MRS degree) are actually grandparents now - a few by second marriages, but some whose children have already had babies.[/quote]

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