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Reply to "Would you refinance house in my situation?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]We didn't bother and are at the same rate, 5 years in. We are set to pay our loan off in 4 more years. we are so heavily paying down principal right now that the savings are really not worth the hassle. FWIW, our principal is not that high (for DC at least).[/quote] Well, without refi you're wasting ~2% *350K/12 = $583.33 every month for extra interest you're paying the bank. It's good to be wealthy and don't worry about peanuts like that![/quote] My principal is less than that and If you run the numbers with my tax situation, it is not worth it.[/quote]
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