Reply to Unmarried and Separating with 3 Kids - 50/50 financial responsibility?

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Reply to "Unmarried and Separating with 3 Kids - 50/50 financial responsibility?"

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[quote=Anonymous]

OP- It is time to be an adult and to realize that "your dream of your own business" may just not be doable at this time and place.  Whatever the children's Dad is willing to do for them and for you could change ever so quickly so best as could money in any joint accounts.  It is time for both of  you to "stop playing house" and go to see a lawyer on the part of each of you actually to protect both interests.  You need to get a legal custody arrangement in place and you need to get financial accounts untangled.  I would say that there should be separate accounts for:  children's expenses, running the jointly owned home, your account for your business and then at least from here on out his own sole account.
A "clear decision" should be made as to health care coverage of the children (which would be counted by the parent paying as a portion of child care costs) and you need to have your own policy, too.

Then you also need to get some advice as far as your business goes as to just what the chances of making a financial go of it to make the monthly income you will need.  Since you are the driving force of change, you may just need to go back to a full-time or part-time job and keep the business going on the side or just let it go at this time.  A key reality check is that it is not about "you and your new startup," but about what is best for three young children in terms of emotional support from both parents and legal and financial considerations.  It does not sound from your posts that you are quite able to face reality as yet as an adult.

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