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Reply to "When did you start contributing to your 401k?"
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[quote=Anonymous]My first job out of grad school. I was $160K in debt but contributed what I needed to max out my employer match. If I hadn't done that, I would have been giving up free money. Ever since my loans were paid off, I've insisted DH and I both save the max in our respective retirement accounts. DH keeps trying to run retirement calculators and show me that given how much we are saving for our house down payment now. assuming we have our house paid off before retirement we won't need to save the max. But as I keep telling him, it is always easier to cut back saving later. Life will only get more expensive with kids and aging parents and who knows what life throws at us. Save even a little as early as you can.[/quote]
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