Reply to Let's talk TSP strategy

Forum Index » Money and Finances

Reply to "Let's talk TSP strategy"

Subject:

Emoticons





More smilies

Text Color: Font: Close Marks

[quote=Anonymous][quote=Anonymous][quote=Anonymous]The OP mentioned a stock:bond ratio.  Bonds were safe during the recession compared to stocks, but they're no longer the best investment now since the market is going up, up, up.  You don't have to put money in a bond fund.  I'm more aggressive even though I'm 58.  All  my money is in tsp stock funds.  I remember a professor telling us bonds and stocks are inverse.  One goes up, and the other goes down.  That's still true all these years later.

The G fund can lose money.  If the rate of inflation is higher than the rate of return in the G fund, then you're losing money. Let's say the G fund made a 3 percent gain in one year, but inflation was 5% for the same year, you lost 2% in that year.[/quote]

And of course, the market will keep going up, up, up without a pause or a drp, forever.

Have you forgotten what happened in 2008 already?     People who were near retirement and 100% in stocks got wrecked.  [/quote]

Only if they sold or tried to time the market. If they left their money in they were fine, as things recovered and soared. If they were that close to retirement that they needed the money in the short term, they shouldn't have been 100% stock, but even then they did t need all of it at once. [/quote]

Options

	Disable HTML in this message
	Disable BB Code in this message
	Disable smilies in this message

Review message

Search Recent Topics Hottest Topics