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[quote=Anonymous]OP - I get it.  I really do.  My dad lost his job in his late 50s and decided that he was done working.  My parents are now in their late 60s and don't have nearly enough saved for retirement, both refuse to work, both refuse to budget, both refuse to speak to the other one about expenses and both come complaining to me that the other one is spending too much money on frivolous stuff that they can't afford.

They both admit to knowing what they need to do and what steps they need to take to get their lives in order, but they have never been able to communicate well and neither of them actually wants to change so they don't.  I try to just be patient and listen when they want someone to vent to.  I have tried giving advice which is occasionally heeded, but when it comes to budgeting they really both just refuse.  In my mother's words "I had to live on a budget for 2 years when you guys were little and I don't want to do it again."?!?!?!?!  I hate having to feel like the only responsible one.

I know that I would probably try to help out some, but I don't want them to expect it.  They haven't had to help their parents financially at all since my grandparents did plan well.  I love my parents, but I have pretty much lost all respect for my mom and am heading that way about my dad too  :cry:  I don't have any answers.  It's hard.[/quote]

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