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Money and Finances
Reply to "Buying a Car for your college graduate"
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[quote=Anonymous] Your best bet is to buy a $10,000 car since that is how much you have to spend. That way you save the $311 interest charges plus the loan origination fee and whatever else they tack on (hidden fees). Plus you get the $3500 from your Vanguard account. Total win. Plus, who will be making the monthly payments? You or your son? If the car is totaled in an accident, you could end up buying a new car for him while continuing to pay off the old one. Also, the insurance on a 20K car is going to be more than on a 10K car. Plus the personal property tax will be higher as well. [/quote]
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