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[quote=Anonymous][quote=Anonymous][quote]The health insurance now has been a huge blessing as the children and I have lots of medical needs, but its also not so good as many of the doctors are residents now (some are great, most are not) and have no clue and the quality of care has gone way down.[/quote]

Could you use Tricare Standard and choose your own doctors? We are a retiree family and we have never used Tricare Prime, only Standard. I always check to make sure the doctors we go to take  Tricare and there are some that have a relationship with Tricare who charge a lower co-pay than Standard (I don't remember what that is called at the moment). It might be worth looking into to see if there's a better option for your family.
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We consider it but the co-pays and out of pocket for what we need are way to high (same with taking insurance through my husband's employer).  For us, its cheaper for us to stay on prime and just private pay (therapies, evaluations).  I'm getting a run around on getting diagnosed so I may private pay to go somewhere else if my doc who I liked does not return in the fall as scheduled.  I finally got a new primary care doc who is great and we love our ped, so I want to say with them.  Tricare has been very generous to our child and that is my primary concern.  We could not do what we have done for him without Tricare Prime.  (though on the flip to that, some of the things have been private pay because they refuse to cover good evaluations, etc).[/quote]

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