Reply to Car Lease - 45K car

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Leasing is hardly ever the right option.[/quote]

Edited for accuracy: Leading is the right option in well under 50% of cases, if your sole goal in purchasing a car is to preserve net worth.[/quote]

Cars are depreciating assets, though.[/quote]

That's why I said "preserve," not "increase." If the sole thing you're thinking about when acquiring a car is "How am I going to do this while minimizing my loss to my net worth," than buying is very likely to be the correct answer.

What people who say leasing is always a bad choice miss is two-fold: First, the financial difference between buying and leasing is often much smaller than they're assuming. Second, leasing has other benefits to which some people reasonably ascribe value. Where the effect on net worth is minor and you value the other benefits of leasing, you should lease, rather than fret about how Dave Ramsey would feel about the matter.[/quote]
+1, I have seen leases where all routine maintenance is included including oil changes. That's a nice perk. [/quote]

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