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Reply to "Maxing out 401k contributions at 18%? "
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Your husband should do 12% of his salary per year. That will get him close to maxing out at $18,000. Not sure where 18% comes from. [/quote] Absolutely wrong. I contribute the max but spread the $18k over the 26 pay periods which Is $692 per pay period. Never use % because you don't want to lose out on the govt contributions! it's stupid that the government won't even prevent hitting the max early.[/quote] This! Please follow this OP and have OP contriibute a dollar amount.[/quote]
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