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[quote=Anonymous]We have a joint checking and savings account that all paychecks go into. Joint credit card that 95% of charges go onto. All other household expenses that don't get charged (mortgage, daycare, utiligies, etc) get paid from the joint account.

We each have our own credit cards that we use around holidays and birthdays. We each have a savings account in our name only that gets an auto deposit every month. We make joint decisions about those savings and we both have access to each other's account. It's joint money, just structured separately (I know people who have had joint accounts restricted after a death/divorce/legal issues so wanted to be sure we each had some money clearly in one name only). Retirement savings are through work and in our individual names. We each have a small debit account in our own name that gets our "fun money" that's ours to spend without any judgement from the other person.

When we got married, I made considerably more than DH (~90k to his 50k). Now he outearns me (~135k to ~120k). Money has never been an issue for us though and there's never been a sense that the one who earns more should pay more or is entitled to more. [/quote]

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