Reply to Does med insurance cover the eye doctor? or was I just fleeced?

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[quote=Anonymous]I've dealt with a lot of vision appointments recently for some vision loss.

If it helps: Your vision/eyes can be an early indicator for underlying medical issues — diabetes, heart disease, torn retina, etc. If you discover you have one of these — or when further testing is needed to determine if that's the case — then it becomes a medical issue covered by medical insurance to treat THAT issue.

Routine eye exams under vision insurance are two part — where they look for any indicators of a possible medical issue and the 'refraction' portion where they improve vision with a prescription. Even if you're being treated for an above medical issue, this exam is still put under vision insurance. It's also worth noting, if you try to skip to just the refraction portion it may not be considered a full annual exam covered required by your vision insurance (I got confused once and did this when I'd been to a specialist the same week).

Out of frustration, personally I did some legwork to find one that took both my insurances. [/quote]

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