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Reply to "If you have a networth of $1m plus do you consider yourself a "millionare"?"
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[quote=Anonymous][quote=Anonymous]Technically, yes, but most of it is retirement funds, which we cannot use until (duh!) retirement. So I guess from a practical standpoint we are not. [/quote] That's not exactly true. You can have it right now with a 10% penalty (which really isn't all that much), or you can have it in five years through a Roth conversion. Hell, there are some investment funds that will lock up your money for five years.[/quote]
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