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Reply to "How Much House Can We Afford? HHI 215K"
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[quote=Anonymous]Our income was a bit higher than yours when we bought and we stuck around $500k and I'm so glad we did. FWIW, I think there are more $500-600k option in MD than VA, in terms of minimizing your commute into DC if that's a consideration. I think the choice is between stratching to $700k, and accepting that it may mean your ability to save and splurge during the daycare years will be severely limited; or staying closer to $500k and having greater financial flexibility. For us, we were happy with the type of house and neighborhood we could get for $500k, and we like having a cushion. I think it also depends a bit on how many kids you plan to have - those years of double daycare were hard even though we had a very reasonable mortgage.[/quote]
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