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Money and Finances
Reply to ""maxing out" TSP, 401, etc."
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Quick survey! I've seen a few posts lately by OP's claiming they are "maxing out" their contribution in order to get the employer match, or "maxing out" even with a HHI of 90k and family of 4. It kinda makes me wonder what y'all think it actually means. I have recently worked in the field of retirement plans, so I already know :) I am particularly interested in how the 90k poster makes that work. [/quote] Maxing out 18k pretax on a 90k income is easy.[/quote] When you have 2 kids? A mortgage? Transportation costs?[/quote] All of these pasters with ~90k incomes and 'maxed out TSP' bought before the housing bubble. There's nothing magical to living well when you have low housing costs and short commutes; it's like living in the Midwest They just had good timing, and not something someone starting out now can replicate without serious compromises for their family (safety, etc)[/quote]
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