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Reply to "Anyone at $330K HHI have a mortgage that is $4900/month (37% of net pay / 17% of gross)?"
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[quote=Anonymous]I was the pp at $300k with a $1600 payment going to $2600. Your retirement savings is good to be sure, but The lack of cash is bananas foster. We have about $80k at any given moment in cash savings; you need to get the cc paid off, put away about $100k and then another $20k for the new houses unexpected expenses (there will be some), then - and only then - would I upgrade. Don't underestimate the awesomeness that comes with not being house poor though too - it's liberating to know that if my washer breaks I just don't save $6 or $7k that month, I save a little less. If things were closer or tighter that would feel waaaay different. Also consider a remodel, there are posters here that deride it viciously but for $300 or $400 you can do quite a lot and make it exactly to your suiting. [/quote]
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