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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Yes--childcare cost is crazy and the federal day care's do not feel like they are subsidized at all...they still hit at 1700/month for an infant. We're a two fed household, one child, and have been (what feels like) forever renting. Too scared to buy[/quote]

We haven't seen any Federal day care that was subsidized, you just get priority on waitlist.

Most of the two fed household I know (except for when both are GS-15 lawyers or work at SEC with higher payscales) live *really* far away to afford decent housing.  We're talking Manassas, Columbia, Annapolis for folks who work near the capital.  These are two counties away from the District![/quote]

I know several two-Fed couples who own houses in close-in Maryland suburbs or DC and send their kids to relatively expensive private schools. I'm sure they are dual GS-15 couples, though, so I think it's probably a function of age, experience and specialization. It seems like at least one spouse in each couple has a fair amount of work flexibility, which is definitely something to be desired. [/quote]

also, if they are both gs-15, i'm betting they were lawyers, so may have worked a biglaw stint before kids and saved up significant down payment and tuition fund.

If you start at out GS and just do your step increases, living within 1 hr of DC with decent schooling for your kids is *very* challenging. I feel basically impossible, because even 3 bedroom condos would be tough on a $125k income, at least responsibly (ie, not living paycheck to paycheck and no 401k)[/quote]

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