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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I don't know, [b]I think there are a lot of DCUMs who make a LOT of money and can't imagine living any other way. But it is possible, OP[/b]. My DH makes $125K as a federal employee. I do freelance work but pull in less than $6K/year. I've been primarily a SAHM for 11 years. We have three kids, own a smallish but nice house in a nice MoCo neighborhood, send one child to a (relatively) reasonably priced private school and the other two to publics, and have excellent college and retirement savings in place. We own both of our cars. We just don't spend a lot on things that many of our friends and neighbors, do, i.e. going out to eat a lot, babysitters, theatre tickets, gym memberships, cable TV, pricey phone plans. I buy most of my and the kids' clothes at thrift stores and we don't buy books, we use the library. But I love our lifestyle and other than traveling a little more and eating out more often, there's nothing I'd really change. DH had the opportunity to pursue a job that would have earned considerably more in a rural area in the Northeast, and we decided he wouldn't because we like living here.[/quote]

I agree with this, but just want to point out, and heavily underline, that you cannot compare your situation with OP's, even though your family income is similar, because you are living on one income. OP needs childcare, you don't. Big, big difference.[/quote]

also if SAH for 11 yrs, likely bought before 2003 when housing was much much cheaper. [/quote]

I'm the PP you quoted. Nope, we bought in 2004, at just about the peak of the market.

But the other PP's point about childcare is a good one. It's key that we don't have that expense.[/quote]

haha, you haven't been looking now, have you.  we are way up for everything except condos from 2004 prices.  and that was your first house with no help from parents? your house cost $400k? because any more than that on a $125k income (probably less because this was 10 YEARS ago) would be crazy.

housing is the problem, fundamentally.[/quote]

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