Reply to What are the first "everyday" things you will cut down on if you lost your income?

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[quote=Anonymous]Many of the same things others say.

Eating out and coffees at work would be eliminated since there is no job.  That adds up quickly since DH and I aren't good about packing lunches.
Gas consumption would also decrease.
We only eat out 1x/wk but would likely eliminate that.
Definitely less organic, less meat.  
Definitely less alcohol. We often have wine with dinner, for example.
Random purchases - magazines, little odds and ends. Really focus on coupons and store brands for things like soap, shampoo and so on.

DH feels strongly that we should not fire the housecleaner as part of the first round of savings.  He thinks that trickling that economic challenge downhill to someone already less economically fortunate than we are doesn't help the bigger picture.

Last year when we thought the government shutdown would happen for a few months we stopped putting in the kids' college fund and in one of our non-retirement investments in order to build up a cash reserve.  In the long run, it wasn't enough to significantly impact negatively but in the short-term it gave us more liquidity in case we needed it.
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