Reply to Lost Job and May Lose House!

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[quote=Anonymous]I have read and hopefully will touch on the basics.

I sell on Ebay, Craigslist and other venues as much as I can. I am on several ebay groups on facebook that have people on there who do say ebay IS their living/job. I have a bunch of stuff here because when DH was working and I was working fulltime and all was well I started doing the thrifting thing they teach you to do in order to flip and sell higher. SO that is THE one thing I have been doing. While i havent been able to reach high ranks of money making, I know I can step it up to hopefully make enough to get us going and help us get out of this rut.

I refuse to let them foreclose or do a short sale, going to be talking to someone about selling the house and see what we can find to rent. Problem is no co-signor so not sure how this is going to work getting into a house or even apartment. I would LOVE to move and get this load off my shoulders. Just cant afford this anymore and I am losing a battle. :(

Re: Bankruptcy, been there, done that almost 5 years ago. We were just working on getting our credit back in repair, knowing in a couple years this would hopefully not affect us, when the bottom fell out. The couple credit cards we applied for to help us rebuild our credit, i am still paying on a few (one because it is highest and I KNOW they will haul me into court so 0 interest and no other charges/late fees/etc until it is paid in full OR if we come into money they say I can call and ask for a payoff settlement. Acct is closed). I have some I just cant pay on so I have had to let them go.

Re: Childcare. It has been my living for years however the last 3-4 years it has been mediocre at best. Nobody wants inhome is seems. everyone wants centers, nannies. tough competition. My plan was to go back to school this fall for CNA certification so I could get out of the childcare business and go into a nursing home or even private care. however now with the situation we are in, that plan got squashed. The dream remains with me to do just that as soon as I can.

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