Reply to ISO insight/advice on nursing homes, Medicaid, etc

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote]As I think I mentioned her house is underwater, so that is an additional financial burden for us[/quote]

16:46 again.  I know how very hard this is but you should not be paying on your DM's house.  You are only postponing the inevitable and harming your own financial stability.  Your DM has to face some very hard truths - as do you.  You need to set emotion aside.  It is not your fault if her house is foreclosed on.  One way or another, she has to get out of that house.[/quote]

We are not paying on her house.  I don't know how much background you have in this area, but she can be refused admission to certain housing programs if she has poor credit. [/quote]

Than what does her house being underwater create a financial burden for you?  [/quote]

It depends on who is paying for the housing.  If it is gov't subsidized, probably not.  A private landlord, yes.  We got my MIL approved for an HOC program with debt no problem but ended up declining as the program had other crazy charges that she could not afford and we could not supplement.  Why not try to keep her in her home and call the county and see if they can provide an aide to come in a few hours a day until she gets worse.  If you do not want to help, don't.  If she is having cognitive issues, very few programs will take her with limited income.  She needs assisted living and there are a few lower cost, including one in Silver Spring but even that one is $2000+ a month with very limited assistance.  The only way to get assisted living paid for is to get onto the waiver program - here there is a 5 year wait list or the only other option is finding a nursing home, which we had to do.[/quote]

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