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Reply to "What do you do with that second salary?"
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[quote=Anonymous][quote=Anonymous]The gross of the second salary, guys. Basically pointing out they could still save while she was at home, so this additional salary is set to be saved, gross, as a target. The taxes withheld would be then savings from the other salary. Not hard to figure out. [/quote] I think an easier way to explain it would be to say "We used to save $20K a year when I wasn't working, I now make $60K a year, so we are trying to save all of it, which, with the $20K we were already saving, should net out to close to my gross salary of $60K, so in practical terms we think of it as saving 100% of my gross salary". [/quote]
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