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Money and Finances
Reply to "need to buy a home to save money but can't"
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[quote=Anonymous][quote=Anonymous]I'm assuming your stellar financial reasoning has gotten you to the point where you have a 591 FICO. Perhaps you should start listening to people who manage their finances more successfully? The clear consensus is that you cannot afford to buy. [/quote] We are in this situation because our child became sick, nearly died, and we had a crazy high deductible AND had to see a bunch of out of pockets. It got out of hand, for a span of two months, over 2 years ago. The debts are paid but are on the credit report for the next 5+ years. At this point, according to the credit repair person we went to, nothing but time will repair it. And we already pay all utilities, renter and flood and sub pump insurance, and $2,000 in rent. Most of the townhomes/condos we are looking at have utilities included in the HOA costs and come with appliances included. [/quote]
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