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Real Estate
Reply to "USAA or Penfed for mortgage?"
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[quote=Anonymous]Shop rates with whoever so you can get a good deal, but in the end, if you can, go with a local mortgage company -- we went with First Savings Mortgage for a VA loan in DC. George Mason Mortgage is another local mortgage lender. When mortgages are all a company does, they have all the loan qualification and processing staff in house, so delays are nonexistent, and they don't get paid until you close, so you don't have to hound them to get it done. Plus they know about and work with the right local players (title and closing companies, lenders, appraisers) to make sure things go well and understand the local rules because they follow them on a routine basis unlike some random officer with a national bank. After closing, your loan usually ends up with a larger bank that can staff and manage your mortgage payments, but who cares at that point. [/quote]
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