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Reply to "Where to get life insurance for SAHM?"
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[quote=Anonymous]I think anyone with a child(ren) MUST have life insurance whether they are working or not because of the child care costs involved. I generally recommend about $500k in TERM life. If your children are under 5 y.o., you should get a 20yr term. If they are older, you can reduce the term such that you're covered until the youngest is about 20 y.o. You're young and healthy and should not be paying more than about $4-700/yr for term life. I used this site to compare term life quotes. http://www.1stquote.com/index_simple.htm. You may have to field some sales calls, but it's worth it to get a comparison in an easy table format. Do not let anyone sell you whole or variable life insurance. You don't need it. [/quote]
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