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Reply to "how on earth can we save a down payment?"
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[quote=Anonymous][quote=Anonymous] Pay as you go phones with unlimited talk and text cost me $35 per month (I don't have a smart phone). If you both do that you will be able to save another $180 per month. You don't mention if you have an emergency savings acct. This is a must and you need 6 months saved up (around $45K). Ideally, you should have an additional $10K for the "life/new house happens" stuff. [/quote] Also, if you are both working and your child is in daycare, do you really need cable tv? That's definitely a want, not a need. That should save you another $50 a month, assuming your bill includes internet. Between that and the mobile phone savings, you can get to your goal much faster.[/quote]
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