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Money and Finances
Reply to "how on earth can we save a down payment?"
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[quote=Anonymous][quote=Anonymous]$2,000 Daycare $1,995 Rent $800 Groceries $625 Tuition $250 Credit Card payment $317 Auto Payment $325 Utilities $265 Gas & Fuel $260 Mobile Phone $200 Federal Tax Repayment $221 Student Loans $125 IRA Savings Account $126 Television and Cable $95 Auto Insurance $82 Life Insurance $57 Fees & Charges etc. Our monthly income is $7,500 combined. [/quote] Pay as you go phones with unlimited talk and text cost me $35 per month (I don't have a smart phone). If you both do that you will be able to save another $180 per month. You don't mention if you have an emergency savings acct. This is a must and you need 6 months saved up (around $45K). Ideally, you should have an additional $10K for the "life/new house happens" stuff. [/quote]
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