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[quote=Anonymous]If you really want to separate from your family and grow up a bit, do not send a letter. Sending the letter is really saying "I am scared to make a change so I am sending this letter hoping you will stop me and I can just stay in my comfortable spot"

Changes and moving onto adulthood are scary but they are necessary and a do-it-yourself kind of thing.  You will really can do this.

Next time you need help with your dogs, hire a dog sitter. There are plenty of them around.  Yes, it will cost you money but then you will need to make  a decision to make room in your budget for the dog sitter. If you can't, then you need to make the decision on whether right now the dogs might need to be in another home.  It's really tough I know but you have to do what's best for you and the dogs.

Savings account - take your account info to a new bank and they will help you set up a new account.  I would caution though on a joint account, to close it, you might need all owners to sign?? Not sure, never owned a joint account.

Phone - if someone else is paying, use until they cut the service off. Really, it's their choice to keep paying. Once they cut it off, get yourself a pay as you go phone.  
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