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Reply to "This is my breakdown: How can I improve?"
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[quote=Anonymous]You're doing great, OP. I am impressed with how much you are saving given your income and expenses. One thing I personally would do, for morale, would be to put any money that you don't use on household expenses or any other leftover cash from anywhere else into a vacation fund. Figure out how to get away as a family (or maybe just as a couple) once a year. We prioritize doing this over other things that might make more financial sense because I find that spending a week on a beach that we drive to with my husband and daughter does worlds for my emotional health. We live in an area where you can get great deals on lodging and travel through Groupon or something without ever setting foot on an airplane.[/quote]
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