Reply to merging money when you become a family

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[quote=Anonymous][quote=Anonymous]I can't imagine writing a check to my wife. In our house, all expenses are "house" expenses, and they're all paid on the joint credit card, which is paid by the joint checking account. The only separate accounts we have are retirement accounts.[/quote]

+1.  We review our expenses monthly so we know where our money is going and we are more accountable but there has never been a discussion of who pays for what and who makes what bc its our money as a family and will be the same when baby comes.    We both spend responsibly and independently but pay from a joint account even tho we each have separate checking accounts too (I think we just hold on to them bc we have each had them for so long-- dont really have any use for it). We have only been married a little over a year. We consult with each other before we make a large purchase (over $500) out of respect but neither one of us has ever told the other know.  We also save very aggressively each month.  We started out trusting each other but now that this is working in practice it only strengthens that trust.  Considering this is the #1 reason for divorce, it is worth spending time discussing and coming up with a plan that works best for you both. Hope this helps.[/quote]

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