Reply to merging money when you become a family

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]
[b]My husband always offers[/b] to split these costs, but honestly, my insurance has covered nearly everything, and since at this time I'm earning more than he is I've been glad to pay for the out-of-pocket costs myself. Things like breast pumps and classes we will surely split, or [b]he'll insist on covering them[/b] since I covered the early medical costs.

I am so, so glad I asked this question because you are all giving incredible answers. Thank you so much.[/quote]

He sounds very…gallant. But do you really want to be having conversations like these for the rest of your marriage? DH and I have integrated finances from day one, and it seems so much more complicated to be constantly negotiating who pays for what with separate finances. [/quote]

It's not a negotiation, we just haven't had to really think about it yet because we each arrived at the relationship independent (and on the older side, neither married before), and we have only been married a year. We share most everything with very little discussion about it. But he also needs to buy a lot of things on his own, with his own money, because he's self-employed and needs to declare those things on his tax return each year. And I like to buy things on my own, because it's what I'm used to doing. As we acquire more "things" that we jointly own, the way we share money will no doubt evolve. The baby is our first catalyst to financial change.[/quote]

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