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[quote=Anonymous][quote=Anonymous]This site is so funny to me. Every time a woman asks what she should wear, people are like "BODEN!" (Price of standard Boden work dress - $130.) Every time grocery stores come up, people are quick to say that they love to shop at Safeway/whatever, except for produce and meat "because the prices for organic are much better at Whole Foods/the farmer's market". There are plenty of discussions about this luxury resort or that cosmetic enhancement (everything from botox to regular highlights and waxing). Yet when a young man comes on here, notes that he's saving 1/3 of his takehome income at age 29 and mentions that he's got a life insurance policy for his little cousin, he must be gay because he spends money on clothing (which he should clearly buy at TJ Maxx, instead of Boden) and organic food (which is apparently bullshit, unless you have kids). OP, your budget sounds fine. It seems like you could be putting away some money for a down payment on a house, if you end up wanting to go that direction. Other than retirement/savings, are there long term things you budget for? Do you ever want to have children of your own (adoption and surrogacy are expensive)? Are there long term travel goals or professional development goals that might have significant costs associated with them? You could save for those things with your income what it is with relatively little trouble.[/quote] Hey thanks. I thought I was being OK with the ratios but people recoil at the idea of spending some money on clothes are what I consider better food. I'm not sure about children. I don't think its in the cards within the next 10 years or so and I will probably buy a house at some point but haven't set aside money specifically for that purpose. For now its just "all purpose" savings. My company right now is in the process of raising outside capital but it doesn't require a personal investment from me. I feel like I'm in a decent position but wasn't clear about whether or not the budget ratios were ridiculous. Of course, my level of savings will go up significantly as my income rises. Being single and gay has some advantages. :D[/quote]
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