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Reply to "Max out TSP, but make too much for Roth IRAs. How else do we save for retirement?"
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[quote=Anonymous]1. Nondeductible IRA (max out) 2. Invest in low cost mutual funds (eg Vanguard), not necessarily index funds but could be. That + TSP + other outside savings/invesment = retired at 58 for me. Converting non-Roth IRAs to Roths may or may not be the way to go, you must do some research and tailor that decision to your circumstances including available cash to pay tax due on conversion, etc. In my case, funds received from family trust and parents' inheritance meant no advantage to a Roth conversion based on best available info. YMMV. [/quote]
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