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Reply to "give me a plan to get out of debt!!"
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[quote=Anonymous][quote=Anonymous]Agree with PPs who said to cut up your card and use only cash. You sound like the person who has no problem charging anything because you can't see the damage on your wallet. And then it continues to add up and add up until you are in a ton of debt and saying "I couldn't possibly have spent so much. I'm frugal!". You need to use only cash from now on so you can see where your money is going and how quickly it is going. I did this and it was amazing how much better I was at going to the mall/grocery shopping and not purchasing impulse buys. [/quote] I should add I got myself out of 10K of CC debt 5 years ago. While I am now back to using credit cards for groceries/gas/and Christmas, etc (to get the points) I use cash for almost everything else and if there is ever a time I can't pay off my credit card bill when it is due, credit cards will immediately ceased to be used. [/quote]
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