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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]He is an attorney and lost his job when the legal market tanked.  Our mortgage is 2400 per month and day care is 1500(find me something cheaper I beg you.  Does not exist).  After saving for retirement and college and paying bills and groceries we have no discretionary money.  I am just sad at my reality.  I am fully aware it's fine but it's not at all what I imagined.  Disappointment[/quote]

We have never paid that much for a single child in daycare and have had excellent caretakers.  It's out there.  At any rate, how about focusing on when you are finished with the daycare payment?  Then you will have another $1k per month to play with (I am figuring you will need before/after care).  Or then you could afford a second.  What about finding a way to bring in more money?  Side gigs?  Can you make more?  Not that $150k is anything to sneeze at, but who says it has to be permanent?[/quote]

Where do you live? My children went to a home daycare and even then it was $1200/mo and that was a bargain. I lucked out and found her after going to no less than 15 home daycares that were complete disasters. I had to get my 2nd child on her wait list the day I found out I was pregnant. She runs a year wait. This is Arlington. [/quote]

Silver Spring - close in but not downtown.  In home daycares run about $250/wk, and centers run about $1200-1300 for toddlers/preschoolers.  [/quote]

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