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Reply to "Mortgage payment on 175 HHI "
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[quote=Anonymous]Good point, but some people are much less likely to get laid off. A federal employee, for instance, has a much lower playoff risk than an it contractor. We have a similar HHI (on one income) and a PITI of 3600. We aren't big spenders and have no childcare costs, so this isn't a stretch at all. I would say you also need to take into account how your retirement is funded. When I retire, I will have a pension of close to 70k a year. After maxing out the 401k for a long time, we looked at where we stood financially and realized we were saving too much money. [quote=Anonymous]Way too high. How much of your income is one person or the other? In 4 years my husband and I have lost jobs 3 times. You must also be prepared for that possibility.[/quote][/quote]
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