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Reply to "Life Insurance? Where to start?"
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[quote=Anonymous][quote=Anonymous]Do all insurance companies require a physical exam for term life?[/quote] It depends on the amount. Our broker couldn't find anything over 250K without an exam available at reasonable rates. Plus policies with no exam are always more expensive vs. what you get with an exam. We're in the process of getting a 30-year term for 1 million and there was bloodwork plus medical records for the last 5 years.[/quote]
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