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Money and Finances
Reply to "Critique my budget, please. Need to increase retirement savings."
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[quote=Anonymous][quote=Anonymous]No it means groceries for lunches. Meaning that's why it's ONLY $1k. seriously how do you guys do groceries for less than $1k. Shop at walmart? not drink $5 bottles of wine?[/quote] Husband works at an office. I am a SAHM. We mostly shop at Harris Teeter, Trader Joe's, and Costco. Our monthly food bill is about $600 and that is for a family of 5. I am a vegetarian as is one child. Husband and two kids are not. -Meat comes from Trader Joe's - generally ground beef and chicken breasts eaten 2-3 times per week for dinner. -I generally use HT's deli counter for Boar's Head turkey breast and swiss cheese. -I buy fruit based on what's on sale, generally plus we always have lots of apples and bananas on hand. I always buy whole and cut up myself, so I cut up the cantaloupes, watermelon, etc. I don't buy the prepackaged. -Veggies are mostly from TJ's too and we use a lot of their frozen veggies - broccoli, spinach, corn, etc. -For HT, I use the sale circular to see what I will pick up each week. They can be pricey but they have great sales. I buy Arnold bread for sandwiches when they are buy one get one free, for example. I usually buy cereal there when it's on sale and with a coupon or from TJs. I bought about 12 jars of peanut butter at the beginning of the school year when they had a great sale, but I don't generally stock up large quantities like that. -We have a standard list of things we get from Costco like string cheese, yogurt tubes, chicken nuggets, butter and most baking items For meals: Breakfast: -Weedays, we generally eat cereal and milk, sometimes homemade muffins -Weekends we might do omelettes, pancakes, or bagels Lunch: -Kids bring it to school everyday, generally sandwiches such as deli or pb&J, yogurt, egg salad, leftovers from dinner. I usually eat leftovers. Husband eats leftovers, tuna, or sandwich plus he eats at work twice a week compliments of his office. At least 5 dinners per week are homecooked but nothing fancy. Here is an example: - bbq chicken -spaghetti and meatballs -vegetarian chili over rice -tortillas with veggies, beans, sometimes chicken or beef -homemade soups such as minestrone, french onion, meatball pasta, broccoli cheese -meatloaf -meatball sandwiches -pasta and veggies and parmesan -homemade pizza or strombolis -spinach quiche and salad -breakfast for dinner such as homemade waffles, pancakes, or omelettes (only about once every two weeks) -grill out hamburgers, nitrate-free hotdogs -salmon Of the remaining two dinners one is usually quick food like chicken nuggets for the kids or homemade mac and cheese. The other night we go out or take in something like Baja Fresh, pizza or Chinese. Usually not more than $30 for all of us. I buy toilet paper when it's on sale and with coupon, tissues from TJ's, try not to buy paper towels at all and use washclothes instead, napkins maybe once every 2 months or so. I mostly clean with vinegar and orange rinds. Shampoo is what's on sale or cheap. Dishwashing detergent is probably $2 per month and laundry detergent maybe $5 per month? I don't drink alcohol and my husband drinks maybe a six-pack of beer once every week or two or some cheap TJ's wine. [/quote]
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